Program Services
We have developed segment expertise so you can be confident our assessments and recommendations work for your clients. Because we understand your client’s business and industry issues, we can focus our work on the specific underwriting needs of the segment.
We know that specialization provides you with a competitive advantage. Imagine a business partner that understands the unique exposures of your classes and provides you with the in-depth inspection and Risk Assessment expertise to help drive superior underwriting results. That is what you can expect with Alexander & Schmidt. Over the years we have developed numerous specialized business areas. Additionally, we provide high-caliber risk improvement consulting services to support program business. We invite you to contact us today to see how our program specialists can help you improve underwriting decision making and accomplish lower loss ratios in your program business.
Specialty Standard and E&S
Count on Alexander & Schmidt to deliver tailored risk assessments for your programs. Covering all Lines of Business and all classes from Standard Business to Excess & Surplus Lines, we will effectively navigate the unique relationships between the insured, the retail agent and the wholesaler to complete our work on time and on budget.
Specialty Programs
Bars and Restaurants are a popular niche program and Alexander & Schmidt completes thousands of Risk Assessments annually for these programs. With specialized knowledge of all lines, including liquor liability, we will provide the information you need to assess risk and make informed decisions.
Specialty Coastal
We provide Risk Assessment services to coastal communities, evaluating all perils. We utilize specialty reporting forms which can be tailored to your needs, providing you insights to craft the correct coverage, deductible and rates for each risk.
Specialty Workers Compensation (including USL&H)
We evaluate exposures in many of the most challenging occupations with a focus on work procedures, hazard control and other safety variables to achieve a drop in lost workdays and an improvement in overall employee health.
Specialty Agribusiness
Our extensive experience in the diverse arena of Agribusiness allows us to bring special insights and efficiencies to your needs. We also evaluate exposures at farm festivals (corn mazes, punkin chunkin, etc.), therapeutic riding operations, camps, and dude ranches.
Specialty Builders Risk/ Construction
Our field representatives have years of experience in numerous aspects of risk, safety and insurance programs for all types of contractors from artisan subs to OCPs. Working on thousands of projects across the US, let our team of experts help you improve underwriting decision making to lower loss ratios on your book of business.
Specialty Non-Profit
Non-profit accounts provide critical support services to their communities, strengthening the fabric of community. We understand the unique challenges non-profits face each day from funding to staffing. Let Alexander & Schmidt show you our approach to this market and how we can enhance the value of your Loss Control and Risk Assessment services.
Connect With Us
Elevate your underwriting results! Reach out to Alexander & Schmidt now and explore the benefits of our precise solutions tailored for your success.
