Public Entities

Public Entities

At Alexander & Schmidt, our risk assessment surveys provide your underwriters with accurate, concise reports on prospective, current, and renewal public entity customers. Our field representatives have years of experience in numerous aspects of risk, safety, and insurance programs of various types of public entities including:

  • Municipalities

  • Fire and Police Departments

  • Counties

  • K-12 School Systems

  • Charter Schools

  • Public Water and Sewer Authorities

  • Higher Education (Public, Private, Community Colleges)

We also have special expertise in conducting surveys at:

  • Non-Profit/Not-for-Profit Organizations

  • Hospitals

  • Joint Powers Authorities

  • Public Libraries

  • Transit Authorities

Lines of business/areas of risk on which we routinely complete risk assessments for our client’s public entity customers include:

  • Commercial Package

  • Property Insurance

  • Comprehensive General Liability

  • Worker’s Compensation

  • Commercial Auto/Fleet Safety

  • Crime

  • Environmental Liability

We use our narrative reports, our report forms, your report forms, or any combination of forms you desire. Our reports are inclusive of all appropriate photographs. We also offer ITV services. Our over 300 experienced field consultants are backed by our two-stage, quality assurance process, an industry best practice that ensures your underwriters receive excellent reports.

A&S risk improvement consulting services include program development of risk management and safety programs for public entities; safety and risk management manual and program development; design and implementation of self-audit systems; responses and documentation to successfully achieve positive book of business results.

We invite you to contact us today to see how our program specialists can help you improve underwriting decision making and accomplish lower loss ratios in your program business.