Commercial Business

Commercial Business

At Alexander & Schmidt, our risk assessment surveys provide your underwriters with accurate, concise reports on prospective, current, and renewal customers. Our field representatives have years of experience in numerous aspects of risk, safety, and insurance programs of various types of commercial businesses including:

  • Manufacturers

  • Contractors

  • Property Management Companies

  • Transportation Companies

  • Restaurants

  • Warehouses

  • Agribusiness Firms, Dairies, Beef/Horse Farms, Ranches

We also have special expertise in conducting surveys at:

  • Apartment/Condominum Complexes

  • Shopping Centers/Strip Malls

  • Hospitals/Nursing Homes

  • Schools/Public Entities

  • Industrial Parks

  • Sales/Service Fleets

  • Hotels/Motels

  • Churches/Worship Centers

Lines of business on which we routinely complete risk assessments for our client’s customers include:

  • Commercial Package

  • Property Insurance

  • Comprehensive General Liability

  • Product Liability

  • Commercial Auto

  • Builder’s Risk

  • Worker’s Compensation

  • Environmental Liability

  • Crime

We use our narrative reports, our report forms, your report forms, or any combination of forms you desire. Our reports are inclusive of all appropriate photographs. We also offer ITV services. Our over 300 experienced field consultants are backed by our two-stage, quality assurance process, an industry best practice that ensures your underwriters receive excellent reports.

A&S risk improvement consulting services include development of risk management and safety programs for commercial businesses; safety and risk management manual and program development; design and implementation of self-audit systems; responses and documentation to successfully achieve positive book of business results.

We invite you to contact us today to see how our program specialists can help you improve underwriting decision making and accomplish lower loss ratios in your program business.