Industries We Serve
Our Loss Control and Risk Assessment expertise covers diverse industries, spanning from Agribusiness to Healthcare. Not seeing your industry? Chances are, we’ve done Risk Assessment work in your specialized Industry niche. Get in touch with us, so we can share our experience in your unique area of interest.
Schools & Institutions
We’re schooled in the importance of safety and protection in learning environments. The lines of business we assess, among others, include Commercial Package, Property, General Liability, Sexual Abuse and Molestation (SAM) and Fleet.
- K-12 School Systems
- Headstart Programs
- Charter Schools
- Religious Schools
- Educational Centers
- Churches, Synagogues, and other Worship Centers
- Higher Education (Public, Private, Community Colleges)
- Daycares
- Early Childhood Education
- Montessori
- Culinary
- Cosmetology
- Vocational / Technical
- Dance / Gymnastics
- Martial Arts
- Swimming Lessons
- Museums
- Testing Centers
Nonprofits & Community Services
We have special expertise providing Loss Control service to those who serve others. In addition to Property and General Liability, our proprietary supplements cover security, misconduct, Life Safety Code evaluations, and many other specialized attributes of community organizations.
- Public Entities/Municipalities
- Religious Institutions
- Animal Shelters / Rescue Organizations
- Camps (Day and Sleepaway)
- Community Centers
- Senior Living Communities
- Fraternal Organizations
- YMCA / YWCA
- Public Libraries
- Theaters
- Shelters (Domestic Violence, Unhoused Individuals, etc.)
- Thrift Stores
- Counseling Services
Agribusiness
In most cases, our Loss Control professionals live near the farms they survey, so they understand local market conditions and the unique needs of your underwriters, your agents, and your customers. We evaluate high value dwellings, barns/stables, equipment, vehicles, waste removal, and other exposures.
- Grain and Field Crop Farms
- Dairy
- Equine
- Livestock
- Poultry
- Hobby / Gentlemens Farms
- Orchards
- Vineyards / Wineries
- Nurseries
- Sod Farms
- Tree farms
- Aquaculture
- Hatcheries
- Farm festivals (corn mazes, punkin chunkin, etc.)
- Dude ranches
- Farm Machinery
- Aerial Application
Automotive Services
Our in-depth Risk Assessments help drive the profitable underwriting decision-making process. Lines of business we assess include, but are not limited to, Automobile Liability, Products/Completed Operations, Garage and Garage Keepers Legal Liability.
- Repair
- Body Shops
- New and Used Dealerships
- Tire Shops
- Car Washes
- Towing and Recovery
- Transmissions
- Motorcycle dealers
- Parking facilities
- Quick Lube
- Auctions
- Automobile and Truck Dismantlers
- Mobile Electronics
Cannabis
Let us help you cultivate a profitable Cannabis book of business. From seed to shelf to sale, our proprietary cannabis forms evaluate all aspects of the industry.
- Growers
- Extraction
- Dispensaries
- Distributors
- Edibles
- Medical Marijuana
- Testing Laboratories
- Pest Control
Contractors & Construction
Our construction Loss Control services are built on a solid foundation of significant experience, proven expertise, and the flexibility to conduct the Risk Assessment wherever the greatest exposure exists. We evaluate all lines of business and while on-site job visits are optimal, for our customers that desire them, we also offer phone survey Risk Assessments on construction accounts.
- Builders Risk
- General and Artisan Contractors
- Demolition
- Excavation, Site Work, Street and Road
- Landscaping
- Roofing
- Septic Services
- Solar Panel Installers
- Alarm Systems Dealers / Installers
- Asbestos Abatement
- Blasting
- Elevators
- Fencing
- Flooring
- Fuel Oil Dealers
- Guard / Patrol Services
- Metal / Glass Works
- Pest Control
- Scaffolding
- Telecommunications
- Equipment Rental
- Insulation
- Iron and Steel
Distribution & Warehouse
From small, low hazard operations to heavy fire loads with complex in-rack sprinkler systems, our experienced field consultants are adept at assessing any size building, the people, contents and equipment within, and the level of controls present or required.
- Most Types of Product Distribution
- Self-storage
- Building Materials
- Refrigerated Warehouses
- Moving and Storage Firms
- Wholesalers
- Inventory Services
- Equipment Dealers
Environmental & Energy
We’re anything but green when it comes to delivering high-quality Risk Assessments for Underwriting and Loss Control on a variety of Environmental exposures.
- Consulting firms
- Design engineers
- Drilling
- Pipe laying
- Solar
- Hazardous Waste Site Mitigation
- Roustabouts
Habitational & Real Estate
From tenant occupied single family dwellings to several hundred unit apartment buildings, our field representatives are well-versed in life safety code, property management, and the numerous other aspects of safety and risk presented by insuring habitational and other commercial occupancies.
- Apartment Complexes (Garden Style, High Rise)
- Single and Multi-Family Homes (tenant occupied)
- Condominiums / Townhomes / Cooperatives
- High Value Homes
- Section 8 / HUD and Other Affordable Housing
- Warehouses (Mini Storage and General)
- Shopping Centers / Strip Malls
- Gated Communities
- Senior Living
- Student Housing
- Long Term Rentals
- Investment Properties
- Warehouse and “Big Box” Stores
Healthcare
Our field specialists have years of experience assessing healthcare exposures at every level and the unique attributes presented by their varied types of staff, patients, agency requirements, and protocols.
- Medical Offices
- Nursing Homes and Rehab Centers
- Home Health Care
- Hospitals
- Assisted Living Facilities
- Pharmacy
- Medical Imaging
- Adult Daycare
- In and Outpatient Dependency Rehab
- Medical Equipment Dealers
- Hospice Care
Industry & Manufacturing
Our Risk Assessment surveys provide your underwriters with accurate, concise reports that evaluate the specific risks of industrial and manufacturing customers, from the most basic assembly to highly advanced and modern technologies. The lines of coverage we analyze include, but are not limited to, Property, General Liability, Products, Workers Compensation, and Equipment Breakdown.
- Machine shops
- Lumber / Sawmills
- Wood products
- Food processing
- Plastics molding / Forming / Extruding
- Tool and Die
- Welding, Brazing, and Cutting
- Adhesives
- Textiles
- Concrete/Asphalt
- Aftermarket Parts and Accessories
- Scrap Metal Processors
- Recycling Centers
- Printers
- Building Materials Dealers
Recreational
You can trust us to address the attributes of recreational centers in a way that reduces risk, controls losses, and empowers profitable underwriting. We accomplish this through a thorough evaluation of Property, General Liability, Crime, and Business Interruption coverages, to name a few.
- Campgrounds
- Trampoline parks
- Fairs & Festivals
- Amusement centers
- Golf course / country clubs
- Public Pools
- Town Beach Facilities
- Skate Parks
- Sight Seeing / Tour Operators
Retail & Service
From standard BOPs to complex multiline accounts, we routinely complete comprehensive Risk Assessments on Main Street businesses of varying size and ownership.
- Convenience Stores
- Supermarkets / Local Grocers
- Shopping Centers / Strip Malls
- Restaurants
- Hotel/Motel
- Personal Care Services
- Dry Cleaning
- Animal Hospitals / Veterinary Centers
- Banks
- Gas Stations
- Resale / Consignment
- Machinery and Power Equipment Dealers
- Payroll Services
- Professional Services (Architects, Engineers, Computers, Law, Real Estate, Appraisals)
- Rental Car and Limousine Services
- Appliance Stores (Retail, Wholesale, Installation, Repair)
- Nurseries and Garden Centers
- Furniture and Mattress Stores
- Liquor Stores
Transportation
We can help your insureds achieve positive fleet safety results through in-depth assessments and recommendations regarding telematics, driver selection and training, accident investigation procedures, and other risk management practices to reduce losses, protect passengers, and improve performance.
- Fleets
- Trucking – Local, Intermediate and Long Haul
- Non-emergency Medical Transport
- Owner-operators
- Taxi / Livery
- Bus Charter Services
- Vehicle Transport
- Movers
- Armored Car Services
- Delivery / Messenger / Courier Services
- Aviation
- Truck Stops and Travel Centers
- Recreational Vehicle Dealers
- Ocean Marine / Cargo
- Commercial Fishing Boats
- Charter Boats
- Barges
- Ferries
- Boat Builders and Dealers
- Marinas
- Freight Forwarding
- Tug boats
Additional Services
Assigned Risk
We provide Assigned Risk Plan (AR) support to carriers managing assigned risk pools. We understand the unique compliance rules associated with AR and have integrated compliance steps with our Operations Support activities. You can be assured that we will follow the compliance protocols so you remain compliant and in good standing with the state. AR is an excellent fee income source for carriers and we make certain you maintain effective standing with the state.