About David Swardlick

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So far David Swardlick has created 13 blog entries.
304, 2017

Effective Loss Control: A Key Part of the Property & Casualty Value Proposition

April 3rd, 2017|Insights|

By Scott Patterson, Senior Vice President, Business Development, Alexander & Schmidt

This past fall at Loss Control Forum 2016—a gathering of Loss Control professionals from national and super-regional carriers hosted by Alexander & Schmidt—industry execs discussed key issues shaping the strategic direction of Loss Control. One theme that ran throughout many sessions might best be summarized this […]

104, 2017

Inland Marine – Despite Price Pressures, A Growing Market

April 1st, 2017|Insights|

Just as the tide ebbs and flows, so does demand for the various lines of business within the insurance industry. At a time when commercial rates are experiencing a decrease, it appears that Inland Marine coverage just may be one of those lines keeping its head above water.

In the most basic terms, Inland Marine is […]

2803, 2017

Preventing Hail Damage Claims

March 28th, 2017|Insights|

There are approximately 3,000 hailstorms annually in the United States, resulting in average insured losses of $1.6 billion. Hailstones can cause significant damage to roofs, windows, siding, and more.

While most hail is usually less than two inches in diameter, it can get much, much larger! The U.S. National Weather Service (NWS) has created an informative object-to-size […]

1411, 2016

The Increased Risk of Wildfires and Associated Losses

November 14th, 2016|Insights|

Wildland fires are on the rise in the U.S. According to the National Interagency Fire Center, 2015 saw more than 68,000 wildfires burn over 10 million acres. The U.S. Forest Service reports that 2015 was also the most expensive wildfire season on record, costing $1.71 billion for the year. This total surpasses the previous record […]

1111, 2016

Reducing Wildfire Risk

November 11th, 2016|Insights|

By Pete Chart, Alexander & Schmidt, with Pat Durland of Stone Creek Fire

Pat Durland has been in the business of wildland fire management for over 30 years. He began as a wildland firefighter and smokejumper and literally knows wildfire from the ground up. Since 2004, Pat’s company, Stone Creek Fire LLC, of Boise, Idaho, has been sharing […]

405, 2016

Emerging Risks – Drones

May 4th, 2016|Insights|

Drones for commercial and recreational use are becoming increasingly popular today. In this article, we will discuss types of drones, the marketplace for drones, current and proposed regulations, potential risks posed by drone operations, and some solutions.

In April of 2014, when a triathlon in Australia hired a local drone operator to take aerial photographs of their event, competition […]

205, 2016

When Peer-to-Peer Meets B2B

May 2nd, 2016|Insights|

The Emergence Of The Sharing Economy In The Business-To-Business Sector
The so-called “triumph of access over ownership” that is defining and driving the new Sharing Economy is also the underlying force bringing new economic models, not just to lodging and rides, but to a wide array of business-to- business (B2B) sectors, as well. Coupled with new mobile technologies, cloud […]

1512, 2014

What Lies Beneath: EIFS

December 15th, 2014|Insights|

By Pat Hill, QA Manager, Alexander & Schmidt

The primary problem with Exterior Insulation and Finish Systems (EIFS) is the retention of moisture from water infiltration that promotes the rotting of wood and wood products (OSB, plywood, etc.) Usually this is the substrate and studding on a frame structure.

Underwriting may encounter a situation in which the […]

310, 2014

Where Will the Next Generation of Loss Control Professionals Come From?

October 3rd, 2014|Insights|

Once upon a time, the insurance industry made significant ongoing commitments to the development of its own Loss Control professionals. In fact, insurers promoted their strengths and competed against each other by touting the distinctions of their high-caliber Loss Control professionals. That competitive approach is far less prominent today, as many insurers have felt compelled […]

1706, 2014

A Single-Source Standard for Patient Handling? Really?

June 17th, 2014|Insights|

Loss Prevention professionals will often say: “Give me a standard to cite so that my recommendations for improvement are viewed by the client as having credibility.”  Professionals are often challenged to cite “Industry Best Practice,” however, it is difficult to refer to standards that may not be uniform across the industry, such as has been […]